About Cris Lapp
Cris Lapp, an expert real estate broker and mortgage broker, is the founder of Black Oak Homes & Loans (est. 1989), is revolutionizing the Santa Ynez Valley's real estate residential and commercial landscape with an integrated company offering both real estate and mortgage services at a discount.
With a foundation in tenacity and privacy, Black Oak Homes & Loans goes beyond transactions. Cris specializes in home purchases, loans, refinance mortgages, construction financing, remodeling, second mortgages, ADU financing, and land and ranch financing. Committed to excellence, the company prioritizes privacy, speed, and financial savings for clients.
Feel free to reach out with any real estate or mortgage questions you may have, with no obligation of course.
Client Testimonials
Our Goal For You
"At Black Oak Homes & Loans, we transform your real estate aspirations into realities, offering unmatched tenacity, privacy, and enduring client satisfaction."
Cris Lapp
Dolly Parton, Solvang, Vogue Magazine & Us
Dolly Parton's
Former House (Our Office)
Dolly Parton's
Former House Instagram
VOGUE & BELLA HADID
PHOTO SHOOT
WHERE TO BUY & WHY IN SANTA YNEZ VALLEY & SANTA BARBARA
The decision of where to buy real estate in the Santa Ynez Valley and Santa Barbara is influenced by a combination of factors: including the scenic beauty options, privacy, acreage, horses, and proximity to major cities. Here are six (6) suggestions...
BALLARD
The Old School House & Bob's Well Bread
Ballard's origins date back to the 1880s as a Wells Fargo stagecoach stop, and is one of the most serene areas in the Santa Ynez Valley. #ballard #horseproperty #bobswellbread
From Stagecoach Stop to Wine & Art Haven ✨
Los Olivos became a bustling trading post and ranching hub in the 19th Century. Today, nestled in the heart of the Santa Ynez Valley, this charming town is the premier wine destination and vibrant art scene. #losolivos #winelovers #matteistavernauberge
Rising Star: Los Alamos Beckons Investors and Foodies Alike
Los Alamos is captivating the imaginations of both real estate investors and culinary enthusiasts and offers a unique blend of historic charm, emerging opportunity, and award-winning cuisine. #LosAlamosFoodie #SantaYnezValleyWines #CentralCoastEats
From historic cottages to sprawling estates, Santa Ynez has it all.
With home options from historic cottages to sprawling horse estates, the growing market and limited inventory attract both residents seeking a slower pace and investors eyeing potential. #santaynez #sykitchen #chumashindianmuseum #chumashcasinoresort
Solvang means "Sunny Fields" in Danish.
Windmills spin, bakeries fill the air with sweet aromas, and lively "Danish Days" festivals transport you to Scandinavia in the sunshine. Solvang is best for its closeness to groceries stories, and Leonardo's Pizza (which is amazing).
https://newfrontiersmarket.com/
https://www.leonardoscucina.com/
#solvang #danishdays #californiawinecountry
Santa Barbara, "Where the Stars Meet the Sea"©
From Oprah to Harry and Meghan, Santa Barbara's coastline beckons with sun-kissed shores, vibrant cultural offerings, renowned wineries, and a buzzing music scene. The Mediterranean-like climate enriches lifestyles for those seeking a vibrant coastal escape brimming with opportunities to connect, explore, and indulge. #santabarbara #montecito #hoperanch
Vandenberg Space Force Base, situated on California's central coast (near Lompoc) is a key launch site driving advancements in space exploration and SpaceX satellite deployment. #spacex #rocket, #space, #elonmusk, #nasa, #spacex, #rocketlaunch, #deltaiv, #falcon9, #launchÂ
Santa Ynez Valley is famed for its exceptional wines, notably distinguished Chardonnay, Pinot Noir, and Syrah. We love:
McKinney Family Vineyards
Black Jack Ranch Wines (famous in the movie Sideways)
Liquid Farm
Carhartt Family Wines
Try:
SY Kitchen, Santa Ynez (dinner)
Nella's, Los Olivos (lunch or dinner)
The Victory's Patio Menu (early dinner)
Bakers Table (lunch)
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